About Paytroz
Paytroz empowers banks, NBFCs, and financial networks with secure, scalable, and innovative digital payment solutions for compliant transactions.
Vision
To become a leading fintech innovator, offering secure, scalable, and technology-driven financial solutions that power the future of digital banking.
Our Growing Services
We specialize in UPI QR payments and are actively developing additional services like AEPS and BBPS to create a comprehensive financial ecosystem.
Expanding Agent Network for Seamless Financial Services
Bhakoba Pay strengthens financial accessibility by onboarding agents through our partner banks and deploying them at bank locations. This ensures a trusted and efficient ecosystem for UPI QR and BBPS transactions, seamlessly integrating with existing banking operations.
✅ 600+ Active Agents
✅ Presence in 300+ Locations
Bhakoba Pay UPI Qr Sound Box
Enhance your merchant payment experience with Bhakoba Pay Soundbox, a smart soundbox that provides real-time voice alerts for every UPI QR transaction.
✔ Same day transaction settelment
✔ Payment confirmation via high quality voice
✔ Works in both 4G and 2G connectivity
Our Trusted Clients
Bhakoba Pay is powering digital transactions for a diverse range of clients, including banks, NBFCs, financial networks, and businesses across industries. Our UPI QR solutions provide seamless, secure, and scalable payment experiences.
Some of Our Valued Clients:
Pune District Central Co-Operative Bank
Sanmitra Sahakari Bank
Rayat Shikshan Sanstha
Core Features
We deliver secure and efficient payment solutions tailored for businesses, banks, and financial institutions.
Robust Security and Compliance
Advanced encryption, fraud detection, and compliance with regulations ensure your data and transactions remain secure.
Seamless Digital Payments
Bhakoba Pay currently offers UPI QR payment solutions for instant and secure transactions. We are actively working on expanding our offerings to include AEPS and BBPS services.
Designed for Scale and Performance
Our infrastructure supports high transaction volumes with ultra-low latency, ensuring seamless operations for businesses of all sizes.
Unified Payments Interface (UPI QR)
Enable fast, secure, and seamless transactions with our advanced UPI QR solutions. Optimized for real-time payments, designed for businesses, merchants, and financial institutions.
Our UPI QR solution is optimized for low-latency performance, ensuring real-time transaction completions
Bharat Bill Payment System (BBPS) - Coming Soon
A future-ready bill payment solution designed to simplify and standardize recurring payments across multiple service providers, banks, and networks.
Aadhaar Enabled Payment System (AEPS) - Coming Soon
We are working on integrating AEPS, enabling biometric-based banking services for seamless cash withdrawals, deposits, and balance inquiries.

Trusted by Banks and Financial Institutions.
Bhakoba Pay powers seamless financial operations for a growing network of trusted partners, including banks, NBFCs, and businesses. Our platform is designed to scale with your needs, ensuring reliability and success
10+
Banks and NBFCs
1000+
UPI Qr
600+
Active Agents
Frequently AskedQuestions
Bhakoba Pay currently provides UPI QR payment solutions for businesses, banks, and NBFCs. We are actively working on AEPS and BBPS integrations to expand our offerings.



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