Complete B2B Payment Solutions
Empowering Financial Growth with Bhakoba Pay
Unlock seamless payments and enhance your financial operations with our advanced UPI QR solution, designed for security, scalability, and efficiency. With a vision to revolutionize digital transactions, we are actively expanding into AEPS, BBPS, and more.
About Bhakoba Pay
Bhakoba Pay empowers banks, NBFCs, and financial networks with secure, scalable, and innovative digital payment solutions, ensuring secure, efficient, and compliant transactions.
Vision
To become a leading fintech innovator, offering secure, scalable, and technology-driven financial solutions that power the future of digital banking.
Our Growing Services
We specialize in UPI QR payments and are actively developing additional services like AEPS and BBPS to create a comprehensive financial ecosystem.
Expanding Agent Network for Seamless Financial Services
Bhakoba Pay strengthens financial accessibility by onboarding agents through our partner banks and deploying them at bank locations. This ensures a trusted and efficient ecosystem for UPI QR transactions, seamlessly integrating with existing banking operations.
✅ 600+ Active Agents
✅ Operating in 300+ Locations
Powering Bhakoba Pay
Vidya Online Services Pvt Ltd
Vidya Online Services Pune Pvt Ltd is a leading technology and service provider with over 13 years of experience in delivering innovative solutions across the financial, government, and cooperative sectors. Currently working with NABARD as a system intregrator for PACS digitization.Operating in Tamil Nadu with 13 DCCBs and 3000 Primary Agriculture Cooperative Societies (PACS), covering 3000 locations. Serving 10 districts in Maharashtra and integrating with 2800+ PACS. Partnering with Goa State Cooperative Bank and Puducherry State Cooperative Bank. As the parent company of Bhakoba Pay, Vidya Online Services plays a crucial role in enabling secure, scalable, and innovative financial solutions With 13 years of industry expertise, Vidya Online Services has laid a strong foundation for Bhakoba Pay. This enables Bhakoba Pay to deliver cutting-edge fintech solutions for banks, NBFCs, and cooperative financial institutions.
Empaneled With
CDAC
ITI Limited
Punjab National Bank
Indian Overseas Bank
3000+
Primary Agriculture Cooperative Societies(PACS)
Tamil Nadu
2800+
Primary Agriculture Cooperative Societies(PACS)
Maharshtra
1500+
Aadhaar Centers
across all 362 talukas in Maharashtra
13+
Years of Experience
Bhakoba Pay UPI QR Sound Box
Enhance your merchant payment experience with Bhakoba Pay Soundbox, a smart soundbox that provides real-time voice alerts for every UPI QR transaction.
✔ Same-day transaction settlement
✔ Payment confirmation through high-quality voice alerts in multiple languages.
✔ Works in both 4G and 2G connectivity
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Our Trusted Clients
Bhakoba Pay is powering digital transactions for a diverse range of clients, including banks, NBFCs, financial networks, and businesses across industries. Our UPI QR solutions provide seamless, secure, and scalable payment experiences.
Some of Our Valued Clients:
Pune District Central Co-Operative Bank
Sanmitra Sahakari Bank
Rayat Shikshan Sanstha
Core Features
We deliver secure and efficient payment solutions tailored for businesses, banks, and financial institutions.
Robust Security and Compliance
Advanced encryption, fraud detection, and compliance with regulations ensure your data and transactions remain secure.
Seamless Digital Payments
Bhakoba Pay currently offers UPI QR payment solutions for instant and secure transactions. We are actively working on expanding our offerings to include AEPS and BBPS services.
Designed for Scale and Performance
Our infrastructure supports high transaction volumes with ultra-low latency, ensuring seamless operations for businesses of all sizes.
Unified Payments Interface (UPI QR)
Enable fast, secure, and seamless transactions with our advanced UPI QR solutions. Optimized for real-time payments, designed for businesses, merchants, and financial institutions.
Our UPI QR solution is optimized for low-latency performance, ensuring real-time transaction completions
Bharat Bill Payment System (BBPS) - Coming Soon
A future-ready bill payment solution designed to simplify and standardize recurring payments across multiple service providers, banks, and networks.
Aadhaar Enabled Payment System (AEPS) - Coming Soon
We are working on integrating AEPS, enabling biometric-based banking services for seamless cash withdrawals, deposits, and balance inquiries.
Trusted by Banks and Financial Institutions.
Bhakoba Pay powers seamless financial operations for a growing network of trusted partners, including banks, NBFCs, and businesses. Our platform is designed to scale with your needs, ensuring reliability and success
10+
Banks and NBFCs
1000+
UPI QR Deployed
600+
Active Agents
Frequently Asked Questions
Bhakoba Pay currently provides UPI QR payment solutions for businesses, banks, and NBFCs. We are actively working on AEPS and BBPS integrations to expand our offerings.